<p><strong>PRINCIPLE JOB RESPONSIBILITIES</strong></p>

<p>&nbsp;</p>

<p><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->Respond to inquiries on potential customers and formulate a credit opinion via a number of different methods, including analysis of financial statements, commercial reasoning and pragmatic methods.</p>

<p><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->Provide to the Group Credit Risk Manager and Senior Management all appropriate and requested risk reporting data within agreed time scales.</p>

<p><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->Consult and discuss with the Group Credit Risk Manager, all risk or procedural issues on which the job holder is unsure.</p>

<p><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->Maximise cash flow inwards by setting enabling appropriate and sensible credit lines to drive sales</p>

<p><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->Ensure credit policies and procedures are strictly adhered to and applied in the management of risk and collections in order to maximise cash flow inwards and minimize overdue accounts and bad debts.</p>

<p><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->Conduct regular reviews of major over limit accounts with risk team members and external parties to ensure that appropriate follow up action and/or resolution activities are being taken and escalate to a higher authority if deemed necessary to secure risk.</p>

<p><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->Review existing customer base using a variety of methods and work with the business and risk team to ensure credit limits and payment terms are appropriate and reviewed regularly in line with internal policies.</p>

<p><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->Work with the risk team and help improve customer satisfaction by ensuring that all customer and internal queries are dealt with in a timely manner.</p>

<p><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->Ensure that customer&rsquo;s orders are held and released in conjunction with the Collections team in accordance with the prevailing Delegation of Authority.&nbsp;</p>

<p><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->Authorize credit limits for accounts within defined limits of authority.</p>

<p><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->Sets own priorities within framework of established procedures.</p>

<p><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->The job holder will be required occasional travel within Europe.</p>

<p>&nbsp;</p>

<p><strong>Preferred QUALIFICATIONS AND EXPERIENCE</strong></p>

<p>&nbsp;</p>

<p><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->2-3 years solid Risk or Collections experience</p>

<p><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->Very good computer skills (must include medium Excel)</p>

<p><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->The successful&nbsp;applicant will possess a high level of&nbsp;commercial and financial awareness and a broad understanding of business issues and demonstrate sound commercial judgment.</p>

<p><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->Highly numerate</p>

<p><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->Ability to communicate at all levels within the business</p>

<p><!--[if !supportLists]-->&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <!--[endif]-->English advanced is required</p>
